Menu
Flexible Financing for Home Solar
As electricity rates continue to rise, going solar is a smart way to lock in long-term energy savings and take control of your utility costs.
GreenSpark Solar offers a way for everyone to go solar with financing options that support different lifestyles and financial goals.
Request a Proposal
Complete the form to request a proposal and discuss our financing options.
Guaranteed solar savings + Smart financing solutions
Now Everyone Can Go Solar
GreenSpark Solar offers a way for everyone to pay for a home solar energy system. Each of our residential solar financing options allows you to reduce your electricity bills and secure energy savings for years to come.
Whether you want to maximize long-term savings or lock-in predictable energy costs with no upfront investment, we’ll help you choose the solar financing solution that best fits your goals.
Amicus PowerPath Prepaid Lease
$0 Down
Lease
$0 Down
Loan
Cash
Investment
Up to 30% off your system, immediately
$0 down + low fixed rate + minimal responsibility
$0 down + low monthly payments
Immediate ownership with strong returns
Lower Electricity Bills
No Upfront Costs
System Ownership
(Optional after 5 years)
(Based on loan terms)
(Immediately)
Up to 30% Off
Monthly Payments
(Predictable, fixed rate)
(Predictable, fixed rate)
Maintenance
(5 years included)
(Included for 25-year term)
(5 years included)
(5 years included)
Residential Solar Financing Options
PowerPath
Our lowest-cost path to solar, offering up to 30% off your total cost, instantly.
The residential solar tax credit may be gone, but that doesn’t mean homeowners can’t still save significantly.
GreenSpark Solar is excited to offer Amicus PowerPath, a prepaid solar lease that enables homeowners to save up to 30% on their system cost immediately.
Amicus Impact Cooperative, a 100% member-owned public benefit corporation comprising GreenSpark and our trusted, mission-driven partners, designed PowerPath for maximum homeowner value.
GreenSpark Amicus Impact owns the system for the first 5 years, while you receive all the energy and savings the system produces from day one. Because the cooperative can still access the available commercial tax credit, that value is passed directly to you through a reduced upfront cost. After 5 years, ownership can transfer to you.
Why choose PowerPath?
- Save up to 30% off instantly without waiting for a tax rebate
- Optional ownership after 5 years while benefiting from all of the energy your system produces from day one
- More transparency and less complexity without investors, shareholders, or credit checks
$0 Down Solar Lease
Lock in a lower monthly electricity payment for 25 years with $0 down.
A solar lease offers a simple way to start saving with solar without the large upfront investment of purchasing a system outright.
With GreenSpark’s $0 down lease option, you pay nothing upfront for your solar energy system and lock in a low, fixed rate for your 25-year lease at a lower kWh rate than your utility charges. That means you can lower your electricity costs from day one without taking out a loan or making a large upfront payment.
Because the system is owned and maintained by our trusted leasing provider, monitoring, maintenance, and oversight of system performance are included throughout the 25-year lease term — creating a more hands-off solar experience for homeowners.
How is this different than a traditional solar lease?
Unlike traditional leases, GreenSpark’s lease option is a simple, transparent path to solar savings offering:
- No escalating rate: the rate you pay per kWh on day one is the rate you'll pay in year 25.
- Guaranteed production: this lease comes with a production guarantee, or you're paid the difference.
- Flexibility for wherever life takes you: rest assured with flexible buyout, removal, or transfer options.
$0 Down Solar Loan
A structured path to solar ownership that allows you to spread out your costs over time through low monthly payments.
Instead of paying for your system all at once, you can finance your solar project through GreenSpark’s preferred lending partner and pay it back over a fixed term — similar to other home improvement financing — with $0 down.
In many cases, monthly loan payments can be structured to align closely with current utility costs, helping homeowners transition from paying for electricity to investing in their own energy production over time without the burden of a large upfront investment.
Because you own the system, you receive the long-term financial benefits that come with ownership, including the New York State tax incentive, increased energy savings over time, and added home value.
When is a solar loan the best option for me?
Solar loans are often a strong fit for homeowners who:
- Prefer ownership over leasing
- Want to preserve cash while still going solar
- Are interested in pairing solar with battery storage or other electrification upgrades
- Value flexible financing terms and predictable payments
Cash Investment
The most direct path to solar ownership with one of the strongest long-term financial returns.
With no financing payments or lender fees, every dollar your system saves on electricity goes directly back to you from day one. A cash purchase also provides the most immediate increase in your home’s value, and the greatest flexibility when it comes to long-term energy planning.
When a cash purchase can work for you:
A cash purchase may be ideal for homeowners who:
- Want to maximize long-term savings
- Prefer to avoid financing or interest payments
- Have available capital for home improvements
- Want immediate ownership and full control of their system
- Are focused on long-term energy independence
Solar that's right for your home, goals, and budget
Every home is different—and so is every homeowner. No matter which solar financing option you choose, you’re backed by:
- Guaranteed solar production. If your system produces less energy than promised, we pay you the difference.
- Local installation and service from qualified GreenSpark technicians
- Transparent pricing and clear agreements
- Ongoing support throughout the life of your system
Let’s design a solar solution that’s right for your home, your goals, and your budget.
Request a consultation
Fill out the form to request time with our team to discuss your solar financing options.
